Is Habitat right for you?

Do you want to live in a home that will be rehabilitated of newly constructed in Centre County?

Are you prepared to...

• Invest 350 hours of sweat equity into your Habitat home and the homes for other households?
• Participate with Habitat for the entire time it will take to build your home?
• Save money towards the down payment for your home?
• Commit to a 20 to 30-year legal obligation of a mortgage and to make your monthly payments on time?
• Handle other legal responsibilities involved in owning a home, such as paying insurance and real estate taxes?
• Pay for all utilities, including electricity, gas, water/sewer and phone service?
• Assume responsibility for repair work on your home to prevent future problems?
• Maintain an emergency reserve of cash for unexpected repair work?

Do you meet Habitat's qualifications?

• Are you a first-time homebuyer or fall within certain exceptions?
• Are you a citizen or permanent legal resident of the U.S. who has lived or worked in, or has had significant ties to Centre county?
• Do you have at least two, but no more than eight, people in your household?
• Are you willing to live in and participate in the communities where Habitat for Humanity of Greater Centre County is building at the time your application is approved?

If you answered "yes" to all of the above questions and you are ready to accept the challenges and costs that come with the advantages of homeownership, then you may be ready to own a home through Habitat.  Please take the first step and complete a Housing Interest Form.