• Habitat for Humanity of Greater Centre County

    Reach the dream of Homeownership!

    Fill out our Homeowner Interest Form!  Become a Homeowner

  • Habitat for Humanity of Greater Centre County

    You can help

    People like you can help families in need.  Volunteer with HFH Today

  • Habitat for Humanity of Greater Centre County

    Contribute today!

    Your gift helps transform lives.  Contribute to HFH Today

Volunteer Calendar

  • ReStore Volunteer
    Wednesday, October 24, 2018 - 08:30
  • ReStore Volunteer
    Thursday, October 25, 2018 - 08:30
  • ReStore Volunteer
    Friday, October 26, 2018 - 08:30
  • ReStore Volunteer
    Saturday, October 27, 2018 - 08:30
  • Home Build @ Reynolds Ave
    Saturday, October 27, 2018 - 08:30

Homeownership

Our Unique Homeownership Program

The most important people in the Habitat for Humanity of Greater Centre County community are the families we serve. Since 1983, we have helped people invest in themselves and their communities through affordable homeownership.

In accordance with Federal Fair Lending Laws, HFHGCC does not maintain a waiting list of applicants and does not discriminate on the basis of race, color, national origin, religion, sex, handicap, or familial status. The number of applicant households approved for HFHGCC homeownership is driven by the availability of properties. We invite interested applicants to apply during an application cycle. NOTE: We do not accept applications on a rolling basis.

Click here to complete the homebuyer interest form for the 2018 application cycle. 


Program Requirements

  • First-time homebuyer or fall within certain exceptions.
  • A citizen or permanent legal resident of the U.S. who has lived or worked in Centre County for the past year.
  • Household size of two to eight people.
  • Meet income guidelines based on area median income (outlined below). HFHGCC considers predictable sources of documented income such as social security, self-employment, disability, and child support.
  • Meet credit guidelines - HFHGCC will review your tri-merge credit report (report from all three credit bureaus Equifax, Transunion, and Experian):
    • Overall payment history is considered.
    • Credit score is not considered.
    • Medical bills are not considered unless there is a judgment.
    • A bankruptcy must be four years past discharge before applying.
    • Annual debt-to-income ratio less than 15%, and monthly debt-to-income ratio less than 41%. 
    • Total past due non-medical debts cannot exceed $800.  These debts must be paid down to below $400 before your application can proceed to the Family Selection Committee for the home visit and interview.  These debts must be paid in full before selecting a property. 
  • Be willing to live in and participate in the communities where HFHGCC is building at the time your application is approved. The organization has previously built in Bellefonte, Centre Hall, Milesburg, Millheim, Philipsburg, Port Matilda, Snow Shoe, and State College.  HFHGCC's 2018 house build project will be on Reynolds Ave in Bellefonte, PA. 

 

Household Income Guidelines (Annual)

 

Household Size

Income

2-person

3-person

4-person

5-person

6-person

7-person

Minimum

$24,000

$27,000

$30,000

$32,400

$34,800

$37,200

Maximum

$48,000

$54,000

$60,000

$64,800

$69,600

$74,400

*Centre County FY17 Median Family Income (provided by HUD)        

DONATE NOW!

Help hardworking local families achieve the dream of homeownership. And help us build a better Centre County, one home at a time.

 

Cars for Homes: More info

AmazonSmile: Customers shop. Amazon gives.

AmazonSmile is a simple and automatic way for you to support HFHGCC every time you shop, at no cost to you. When you shop, you’ll find the exact same low prices, vast selection and convenient shopping experience as Amazon.com, with the added bonus that Amazon will donate a portion of the purchase price to HFHGCC! 

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